@charset "UTF-8";
:root {
  --navy: #0d2340;
  --navy-2: #153b67;
  --blue: #1769c2;
  --blue-dark: #0e4e94;
  --sky: #4ca8ef;
  --ice: #eef6ff;
  --mist: #f6f9fc;
  --white: #ffffff;
  --ink: #122033;
  --text: #435269;
  --muted: #6e7d90;
  --line: #dbe5f0;
  --green: #19a50a;
  --green-dark: #118206;
  --shadow-sm: 0 8px 24px rgba(13,35,64,.08);
  --shadow-md: 0 18px 48px rgba(13,35,64,.13);
  --shadow-lg: 0 30px 80px rgba(13,35,64,.20);
  --radius-sm: 12px;
  --radius: 20px;
  --radius-lg: 30px;
  --container: 1180px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 92px; }
body {
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
body.menu-open { overflow: hidden; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button, input, textarea, select { font: inherit; }
button { cursor: pointer; }
.container { width: min(var(--container), calc(100% - 40px)); margin-inline: auto; }
.narrow { width: min(820px, 100%); margin-inline: auto; }
.sr-only { position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); white-space:nowrap; border:0; }
.skip-link { position: fixed; top: -100px; left: 18px; z-index: 9999; padding: 12px 18px; color: #fff; background: var(--blue); border-radius: 0 0 10px 10px; font-weight: 800; }
.skip-link:focus { top: 0; }
:focus-visible { outline: 3px solid var(--sky); outline-offset: 4px; border-radius: 5px; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 1000; background: rgba(255,255,255,.96); border-bottom: 1px solid rgba(219,229,240,.8); box-shadow: 0 4px 22px rgba(13,35,64,.06); backdrop-filter: blur(14px); }
.header-inner { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--navy); font-size: 1.38rem; font-weight: 850; letter-spacing: -.025em; white-space: nowrap; }
.brand:hover { color: var(--green-dark); }

.site-header .brand span {
  background: linear-gradient(135deg, var(--green-dark), var(--green));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.site-header .brand:hover span {
  background: linear-gradient(135deg, #0d6f05, #23b80f);
  -webkit-background-clip: text;
  background-clip: text;
}
.brand img { width: 47px; height: 47px; object-fit: contain; border-radius: 0; box-shadow: none; }
.nav-toggle { display: none; width: 46px; height: 46px; border: 1px solid var(--line); border-radius: 13px; background: var(--white); color: var(--navy); align-items: center; justify-content: center; }
.nav-toggle span, .nav-toggle::before, .nav-toggle::after { content: ""; display: block; width: 22px; height: 2px; background: currentColor; position: absolute; transition: .25s ease; }
.nav-toggle span { position: relative; }
.nav-toggle::before { transform: translateY(-7px); }
.nav-toggle::after { transform: translateY(7px); }
.nav-toggle[aria-expanded="true"] span { opacity: 0; }
.nav-toggle[aria-expanded="true"]::before { transform: rotate(45deg); }
.nav-toggle[aria-expanded="true"]::after { transform: rotate(-45deg); }
.site-nav { display: flex; align-items: center; gap: 8px; }
.nav-list { list-style: none; display: flex; align-items: center; gap: 3px; }
.nav-link, .dropdown-toggle { display: inline-flex; align-items: center; gap: 7px; border: 0; background: transparent; color: var(--ink); padding: 12px 14px; border-radius: 11px; font-weight: 720; font-size: .97rem; }
.nav-link:hover, .nav-link[aria-current="page"], .dropdown-toggle:hover, .dropdown-toggle[aria-expanded="true"] { color: var(--blue); background: var(--ice); }
.dropdown { position: relative; }
.chevron { width: 8px; height: 8px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg) translateY(-2px); transition: transform .2s ease; }
.dropdown-toggle[aria-expanded="true"] .chevron { transform: rotate(225deg) translate(-1px,-1px); }
.dropdown-menu { display: none; position: absolute; top: calc(100% + 8px); left: 0; min-width: 260px; list-style: none; padding: 10px; background: #fff; border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow-md); }
.dropdown-menu.open { display: block; animation: menuIn .18s ease-out; }
.dropdown-menu a { display: block; padding: 12px 13px; border-radius: 10px; color: var(--ink); font-weight: 670; }
.dropdown-menu a:hover, .dropdown-menu a[aria-current="page"] { background: var(--ice); color: var(--blue); }
.header-cta { margin-left: 8px; }
@keyframes menuIn { from { opacity: 0; transform: translateY(-5px); } to { opacity: 1; transform: translateY(0); } }

/* Typography and buttons */
h1,h2,h3,h4 { color: var(--ink); line-height: 1.16; letter-spacing: -.035em; }
h1 { font-size: clamp(2.65rem, 6vw, 5.3rem); }
h2 { font-size: clamp(2rem, 4vw, 3.25rem); }
h3 { font-size: 1.3rem; }
p + p { margin-top: 1rem; }
.eyebrow { display: inline-flex; align-items: center; gap: 9px; margin-bottom: 18px; color: var(--blue); font-size: .78rem; font-weight: 850; letter-spacing: .13em; text-transform: uppercase; }
.eyebrow::before { content: ""; width: 28px; height: 3px; border-radius: 99px; background: currentColor; }
.lead { font-size: clamp(1.08rem, 1.8vw, 1.28rem); color: var(--text); line-height: 1.72; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 50px; padding: 12px 22px; border: 2px solid transparent; border-radius: 12px; color: #fff; background: var(--blue); font-weight: 800; box-shadow: 0 9px 20px rgba(23,105,194,.20); transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
.btn:hover { transform: translateY(-2px); background: var(--blue-dark); box-shadow: 0 14px 28px rgba(23,105,194,.26); }
.btn-light { background: #fff; color: var(--blue-dark); box-shadow: none; }
.btn-light:hover { background: var(--ice); }
.btn-outline { background: transparent; border-color: var(--blue); color: var(--blue); box-shadow: none; }
.btn-outline:hover { color: #fff; background: var(--blue); }
.btn-small { min-height: 43px; padding: 9px 17px; font-size: .93rem; }
.button-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.text-link { display: inline-flex; gap: 8px; align-items: center; color: var(--blue); font-weight: 800; }
.text-link::after { content: "→"; transition: transform .2s ease; }
.text-link:hover::after { transform: translateX(4px); }

/* Hero */
.hero { position: relative; min-height: 650px; display: grid; align-items: center; overflow: hidden; color: #fff; background: var(--navy); }
.hero-media { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(5,22,43,.93) 0%, rgba(8,38,72,.80) 48%, rgba(8,38,72,.24) 100%); }
.hero::before { content: ""; position: absolute; z-index: 1; width: 520px; height: 520px; border: 1px solid rgba(255,255,255,.10); border-radius: 50%; right: -180px; bottom: -260px; box-shadow: 0 0 0 80px rgba(255,255,255,.025), 0 0 0 160px rgba(255,255,255,.018); }
.hero-content { position: relative; z-index: 2; max-width: 760px; padding: 100px 0; }
.hero .eyebrow { color: #8ecbff; }
.hero h1 { color: #fff; margin-bottom: 23px; text-wrap: balance; }
.hero .lead { color: rgba(255,255,255,.90); max-width: 700px; }
.hero .button-row { margin-top: 34px; }
.hero-badge { display: inline-flex; align-items: center; gap: 9px; padding: 9px 13px; margin-top: 28px; border: 1px solid rgba(255,255,255,.2); border-radius: 999px; background: rgba(255,255,255,.09); color: rgba(255,255,255,.92); font-weight: 690; font-size: .91rem; backdrop-filter: blur(8px); }
.hero-badge::before { content: ""; width: 9px; height: 9px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 5px rgba(25,165,10,.15); }
.page-hero { min-height: 520px; }
.page-hero h1 { font-size: clamp(2.55rem, 5vw, 4.45rem); }

/* Sections */
.section { padding: 92px 0; }
.section-sm { padding: 65px 0; }
.section-alt { background: var(--mist); }
.section-dark { background: var(--navy); color: #d9e7f5; }
.section-dark h2, .section-dark h3 { color: #fff; }
.section-heading { max-width: 800px; margin: 0 auto 48px; text-align: center; }
.section-heading .eyebrow { justify-content: center; }
.section-heading h2 { margin-bottom: 18px; text-wrap: balance; }
.section-heading p { font-size: 1.08rem; }
.split { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(40px,7vw,88px); align-items: center; }
.split.reverse { grid-template-columns: .95fr 1.05fr; }
.split.reverse .media-frame { order: -1; }
.content h2 { margin-bottom: 20px; }
.content h3 { margin: 28px 0 10px; }
.content .lead { margin-bottom: 18px; }
.media-frame { position: relative; }
.media-frame img { width: 100%; aspect-ratio: 4/3; object-fit: cover; border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); }
.media-frame::before { content: ""; position: absolute; inset: -15px 22px 22px -15px; border: 1px solid #b9d8f5; border-radius: var(--radius-lg); z-index: -1; }
.media-frame.contain img { object-fit: contain; background: #fff; padding: 14px; }

/* Cards */
.card-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.card-grid.three { grid-template-columns: repeat(3, 1fr); }
.card-grid.two { grid-template-columns: repeat(2, 1fr); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow-sm); transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease; }
.card:hover { transform: translateY(-5px); box-shadow: var(--shadow-md); border-color: #bfd9f4; }
.card-icon { width: 52px; height: 52px; display: grid; place-items: center; margin-bottom: 20px; border-radius: 15px; color: var(--blue); background: var(--ice); }
.card-icon svg { width: 26px; height: 26px; stroke: currentColor; fill: none; stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round; }
.card h3 { margin-bottom: 11px; }
.card p { font-size: .98rem; }
.card .text-link { margin-top: 18px; }
.accent-card { border-top: 4px solid var(--blue); }

/* Stats / trust */
.trust-strip { position: relative; z-index: 3; margin-top: -48px; }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); background: #fff; border: 1px solid var(--line); border-radius: 20px; box-shadow: var(--shadow-md); overflow: hidden; }
.trust-item { padding: 25px 28px; border-right: 1px solid var(--line); }
.trust-item:last-child { border-right: 0; }
.trust-item strong { display: block; color: var(--navy); font-size: 1.2rem; letter-spacing: -.02em; }
.trust-item span { color: var(--muted); font-size: .91rem; }

/* Lists */
.check-list { list-style: none; display: grid; gap: 13px; margin-top: 24px; }
.check-list.two-col { grid-template-columns: repeat(2, 1fr); }
.check-list li { position: relative; padding-left: 31px; color: var(--ink); font-weight: 650; }
.check-list li::before { content: "✓"; position: absolute; left: 0; top: 1px; width: 21px; height: 21px; display: grid; place-items: center; border-radius: 50%; color: #fff; background: var(--green); font-size: .74rem; font-weight: 900; }
.pill-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.pill { padding: 8px 13px; border-radius: 999px; color: var(--blue-dark); background: var(--ice); border: 1px solid #cae2f8; font-size: .89rem; font-weight: 760; }

/* Service band */
.service-band { border-radius: var(--radius-lg); overflow: hidden; background: linear-gradient(135deg, var(--navy), var(--navy-2)); color: #dceafb; box-shadow: var(--shadow-lg); }
.service-band-inner { display: grid; grid-template-columns: 1.1fr .9fr; align-items: center; }
.service-band-content { padding: clamp(38px,6vw,68px); }
.service-band h2 { color: #fff; margin-bottom: 18px; }
.service-band-image { min-height: 100%; position: relative; }
.service-band-image img { width: 100%; height: 100%; min-height: 430px; object-fit: cover; }
.service-band-image::after { content: ""; position:absolute; inset:0; background:linear-gradient(90deg, var(--navy) 0%, transparent 48%); }

/* CTA */
.cta-section { padding: 90px 0; background: linear-gradient(135deg, #0f5dad, #163b66); color: #fff; position: relative; overflow: hidden; }
.cta-section::before, .cta-section::after { content:""; position:absolute; width:380px; height:380px; border:1px solid rgba(255,255,255,.10); border-radius:50%; }
.cta-section::before { right:-120px; top:-220px; box-shadow:0 0 0 70px rgba(255,255,255,.025); }
.cta-section::after { left:-220px; bottom:-270px; }
.cta-inner { position:relative; z-index:1; text-align:center; max-width:850px; }
.cta-inner h2 { color:#fff; margin-bottom:18px; }
.cta-inner p { font-size:1.12rem; color:rgba(255,255,255,.88); }
.cta-inner .button-row { justify-content:center; }

/* FAQ */
.faq-list { display: grid; gap: 14px; max-width: 900px; margin: 0 auto; }
details { background: #fff; border: 1px solid var(--line); border-radius: 15px; box-shadow: 0 5px 18px rgba(13,35,64,.05); overflow: hidden; }
summary { list-style: none; position: relative; padding: 21px 58px 21px 23px; color: var(--ink); font-weight: 780; cursor: pointer; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; position: absolute; right: 22px; top: 50%; transform: translateY(-50%); color: var(--blue); font-size: 1.55rem; line-height: 1; }
details[open] summary::after { content: "−"; }
details p { padding: 0 23px 22px; }

/* Contact */
.contact-layout { display: grid; grid-template-columns: .95fr 1.05fr; gap: 48px; align-items: start; }
.contact-cards { display: grid; gap: 16px; }
.contact-card { display: flex; gap: 18px; align-items: flex-start; padding: 23px; background: #fff; border: 1px solid var(--line); border-radius: 17px; box-shadow: var(--shadow-sm); }
.contact-card .card-icon { flex: 0 0 48px; margin: 0; }
.contact-card h3 { font-size: 1.08rem; margin-bottom: 5px; letter-spacing: -.02em; }
.contact-card a { color: var(--blue); font-weight: 800; }
.contact-panel { padding: clamp(30px,5vw,50px); border-radius: var(--radius-lg); color: #dceafb; background: linear-gradient(145deg,var(--navy),var(--navy-2)); box-shadow: var(--shadow-lg); }
.contact-panel h2 { color: #fff; margin-bottom: 16px; }
.contact-panel .check-list li { color: #fff; }
.contact-panel .button-row { margin-top: 30px; }
.address { font-style: normal; }

/* Tables */
.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow-sm); }
table { width: 100%; border-collapse: collapse; background: #fff; }
th,td { padding: 16px 18px; text-align: left; border-bottom: 1px solid var(--line); }
th { background: var(--navy); color: #fff; font-size: .9rem; letter-spacing: .04em; text-transform: uppercase; }
tr:last-child td { border-bottom: 0; }

/* Terms and long copy */
.legal-hero { min-height: 350px; display:grid; align-items:center; color:#fff; background:linear-gradient(135deg,var(--navy),#1769c2); }
.legal-hero h1 { color:#fff; font-size:clamp(2.5rem,5vw,4.2rem); margin-bottom:16px; }
.legal-hero p { color:rgba(255,255,255,.86); max-width:780px; font-size:1.1rem; }
.legal-layout { display:grid; grid-template-columns:280px minmax(0,1fr); gap:30px; align-items:start; }
.legal-toc { position:sticky; top:105px; max-height:calc(100vh - 130px); overflow:auto; padding:20px; background:#fff; border:1px solid var(--line); border-radius:17px; box-shadow:var(--shadow-sm); }
.legal-toc h2 { font-size:1.04rem; margin-bottom:11px; }
.legal-toc ol { list-style:none; display:grid; gap:3px; }
.legal-toc a { display:block; padding:7px 9px; border-radius:8px; color:var(--muted); font-size:.84rem; line-height:1.35; }
.legal-toc a:hover { background:var(--ice); color:var(--blue); }
.legal-card { min-width:0; padding:clamp(25px,5vw,54px); background:#fff; border:1px solid var(--line); border-radius:24px; box-shadow:var(--shadow-md); }
.legal-card .notice { padding:18px 20px; margin-bottom:30px; border-left:4px solid var(--blue); border-radius:10px; color:#24496f; background:var(--ice); }
.legal-card h2 { font-size:1.65rem; margin:42px 0 8px; color:var(--blue-dark); }
.legal-card h2:first-of-type { margin-top:10px; }
.legal-card h3 { scroll-margin-top:105px; font-size:1.3rem; margin:32px 0 13px; padding-top:20px; border-top:1px solid var(--line); }
.legal-card h4 { margin:22px 0 8px; }
.legal-card p { margin-bottom:13px; }
.legal-card .part-subtitle { font-weight:800; color:var(--ink); }
.legal-card .updated { margin-top:25px; font-weight:800; color:var(--ink); }
.legal-card ul { padding-left:22px; margin:10px 0 20px; }

/* Footer */
.site-footer { padding: 66px 0 24px; background: #091a2f; color: #b9c9da; }
.footer-grid { display: grid; grid-template-columns: 1.45fr .75fr .9fr 1.05fr; gap: 46px; padding-bottom: 42px; }
.footer-brand { color: #fff; margin-bottom: 16px; }
.site-footer .footer-brand span { color:#fff; background:none; -webkit-text-fill-color:initial; }
.footer-brand img { width: 44px; height: 44px; object-fit: contain; }
.site-footer h3 { color: #fff; font-size: 1rem; margin-bottom: 17px; letter-spacing: 0; }
.site-footer ul { list-style: none; display: grid; gap: 9px; }
.site-footer a:hover { color: #fff; }
.footer-contact { display: grid; gap: 9px; }
.footer-contact a { color: #dbe9f6; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.11); font-size: .88rem; }
.footer-legal { display:flex; flex-wrap:wrap; gap:18px; }

/* 404 */
.not-found { min-height: 70vh; display:grid; place-items:center; text-align:center; padding:80px 0; background:linear-gradient(180deg,var(--ice),#fff); }
.not-found-code { font-size:clamp(5rem,18vw,11rem); line-height:.9; color:#d6e9fb; font-weight:900; letter-spacing:-.08em; }
.not-found h1 { font-size:clamp(2rem,5vw,3.8rem); margin-top:-12px; }

@media (max-width: 1050px) {
  .card-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2,1fr); }
  .trust-grid { grid-template-columns: repeat(2,1fr); }
  .trust-item:nth-child(2) { border-right: 0; }
  .trust-item:nth-child(-n+2) { border-bottom: 1px solid var(--line); }
}
@media (max-width: 900px) {
  .nav-toggle { display: inline-flex; position:relative; }
  .site-nav { position: fixed; top: 82px; right: -100%; width: min(370px, 90vw); height: calc(100vh - 82px); display: block; padding: 22px; overflow:auto; background:#fff; border-left:1px solid var(--line); box-shadow:-20px 20px 50px rgba(13,35,64,.16); transition:right .28s ease; }
  .site-nav.open { right:0; }
  .nav-list { display:grid; align-items:stretch; gap:4px; }
  .nav-link,.dropdown-toggle { width:100%; justify-content:space-between; padding:14px; }
  .dropdown-menu { position:static; min-width:0; margin:2px 0 7px 12px; border:0; border-left:2px solid #cae2f8; border-radius:0; box-shadow:none; padding:2px 0 2px 9px; }
  .header-cta { margin:15px 0 0; width:100%; }
  .header-cta .btn { width:100%; }
  .split,.split.reverse,.service-band-inner,.contact-layout { grid-template-columns:1fr; }
  .split.reverse .media-frame { order:0; }
  .service-band-image { order:-1; }
  .service-band-image img { min-height:330px; }
  .service-band-image::after { background:linear-gradient(0deg,var(--navy) 0%,transparent 45%); }
  .legal-layout { grid-template-columns:1fr; }
  .legal-toc { position:static; max-height:none; }
}
@media (max-width: 680px) {
  .container { width:min(100% - 28px,var(--container)); }
  .header-inner { min-height:74px; }
  .site-nav { top:74px; height:calc(100vh - 74px); }
  .brand { font-size:1.2rem; }
  .brand img { width:42px; height:42px; }
  .hero { min-height:620px; }
  .page-hero { min-height:540px; }
  .hero::after { background:linear-gradient(180deg,rgba(5,22,43,.67),rgba(5,22,43,.93) 74%); }
  .hero-content { padding:82px 0 95px; align-self:end; }
  .section { padding:72px 0; }
  .section-sm { padding:52px 0; }
  .card-grid,.card-grid.three,.card-grid.two { grid-template-columns:1fr; }
  .check-list.two-col { grid-template-columns:1fr; }
  .trust-strip { margin-top:-35px; }
  .trust-grid { grid-template-columns:1fr; }
  .trust-item { border-right:0; border-bottom:1px solid var(--line); padding:20px 23px; }
  .trust-item:nth-child(3) { border-bottom:1px solid var(--line); }
  .trust-item:last-child { border-bottom:0; }
  .button-row { flex-direction:column; align-items:stretch; }
  .button-row .btn { width:100%; }
  .media-frame::before { display:none; }
  .footer-grid { grid-template-columns:1fr; gap:32px; }
  .footer-bottom { flex-direction:column; }
  .legal-card { padding:24px 20px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior:auto; }
  *,*::before,*::after { animation-duration:.01ms!important; animation-iteration-count:1!important; transition-duration:.01ms!important; scroll-behavior:auto!important; }
}
